Gap Cover from R152 per month
With Gap Cover Insurance, medical aid members can rest and recover, knowing that their medical expense shortfalls are taken care of.
Dis-Chem Health is not a Medical Scheme or an Insurer
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Gap Cover from R152 per month
With Gap Cover Insurance, medical aid members can rest and recover, knowing that their medical expense shortfalls are taken care of.
"*" indicates required fields
*Dis-Chem Health is not a Medical Scheme or an Insurer
Rewards that pay off
Save up to R600 a month with Dis-Chem extraRewards! As a Dis-Chem Health policyholder, you get an instant 20% discount on thousands of everyday essentials at Dis-Chem. That means your extraRewards savings could go towards covering the cost of your monthly premium. Now that’s extra!
Rewards that pay off
Save up to R600 a month with Dis-Chem extraRewards! As a Dis-Chem Health policyholder, you get an instant 20% discount on thousands of everyday essentials at Dis-Chem. That means your extraRewards savings could go towards covering the cost of your monthly premium. Now that’s extra!
Choose the cover you need
Choose The Best Gap Cover Plan For Your Needs
Base
From R152 per month
Our standard gap cover coverage covers tariff shortfalls up to an additional 500%, dental reconstruction and more, plus a hospital booster benefit that pays you a daily agreed benefit in the event of an accident or a premature birth.
Summit
From R204 per month
Summit gap cover plan offers the same great standard benefits as Base with a tariff shortfall up to an additional 600%. It also covers oncology (cancer treatment), certain out-of-hospital procedures, accidental casualty, child illness casualty and more.
| Age | Main Member p/m | Additional Adult p/m | Child p/m |
|---|---|---|---|
| <18 | R23 | ||
| 18-39 | R152 | R78 | R33 (dependants up to 26) |
| 40-49 | R190 | R104 | R33 (dependants up to 26) |
| 50-59 | R252 | R138 | R33 (dependants up to 26) |
| >60 | R309 | R198 | R33 (dependants up to 26) |
| Age | Main Member p/m | Additional Adult p/m | Child p/m |
|---|---|---|---|
| <18 | R23 | ||
| 18-39 | R152 | R78 | R33 (dependants up to 26) |
| 40-49 | R190 | R104 | R33 (dependants up to 26) |
| 50-59 | R252 | R138 | R33 (dependants up to 26) |
| >60 | R309 | R198 | R33 (dependants up to 26) |
| Age | Main Member p/m | Additional Adult p/m | Child p/m |
|---|---|---|---|
| <18 | R33 | ||
| 18-39 | R204 | R114 | R44 (dependants up to 26) |
| 40-49 | R256 | R146 | R44 (dependants up to 26) |
| 50-59 | R314 | R187 | R44 (dependants up to 26) |
| >60 | R418 | R279 | R44 (dependants up to 26) |
| Age | Main Member p/m | Additional Adult p/m | Child p/m |
|---|---|---|---|
| <18 | R33 | ||
| 18-39 | R204 | R114 | R44 (dependants up to 26) |
| 40-49 | R256 | R146 | R44 (dependants up to 26) |
| 50-59 | R314 | R187 | R44 (dependants up to 26) |
| >60 | R418 | R279 | R44 (dependants up to 26) |
Lifestyle
Benefits
Add Lifestyle Benefits to Your Gap Cover
Lifestyle Benefits include extraRewards, plus unlimited telephonic, virtual or face-to-face counselling from health professionals, financial and legal advice, and more. And since you could save up to R600 per month with extraRewards when you shop at Dis-Chem, your savings could go towards covering the cost of your monthly premium.
Dis-Chem Health Accident Cover and Gap Cover policyholders can sign up for Lifestyle Benefits for just R55 a month.
Add Lifestyle Benefits to Your Gap Cover
Lifestyle Benefits include extraRewards, plus unlimited telephonic, virtual or face-to-face counselling from health professionals, financial and legal advice, and more. And since you could save up to R600 per month with extraRewards when you shop at Dis-Chem, your savings could go towards covering the cost of your monthly premium.
Dis-Chem Health Accident Cover and Gap Cover policyholders can sign up for Lifestyle Benefits for just R55 a month.
Gap Cover FAQs
Did you know that most health practitioners charge more than what your medical aid will pay out? And not just a little more – often five or six times as much.
What is Gap Cover?
Gap Cover is an insurance policy that pays the shortfall between what you are charged and what your medical aid pays. It safeguards your finances so you can focus on resting and getting better.
Does gap cover dependents?
Yes, your spouse and children (up to age 26) may be added as dependants onto your policy.
How do these shortfalls occur?
They occur when your surgeon or anaesthetist charges more than what your medical aid pays for a procedure or specific code. This is called a ‘tariff’ shortfall.
Dis-Chem Gap Cover brought to you by Dis-Chem Health is available to existing members of a registered medical aid only. It is not available to Medical Insurance policyholders.
What is Gap Cover?
Did you know that most health practitioners charge more than what your medical aid will pay out? And not just a little more – often five or six times as much. Gap cover is an insurance policy that pays the shortfall between what you are charged and what your medical aid pays. It safeguards your finances so you can focus on resting and getting better.
Gap Cover brought to you by Dis-Chem Health is available to existing members of a registered medical aid only. It is not available to Medical Insurance policyholders.
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Your Questions, answered
Your Questions, answered
Everything you need to know about Gap Cover and more, in one place.
Everything you need to know about Gap Cover and more, in one place.