Gap Cover from R219 per month
With Gap Cover Insurance, medical aid members can rest and recover, knowing that their medical expense shortfalls are taken care of.
Dis-Chem Health is not a Medical Scheme or an Insurer
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Gap Cover from R219 per month
With Gap Cover Insurance, medical aid members can rest and recover, knowing that their medical expense shortfalls are taken care of.
"*" indicates required fields
*Dis-Chem Health is not a Medical Scheme or an Insurer
Better Rewards, better savings
Get from 20% off instantly on top of the promo price on 140+ of SA’s most-loved brands every time you shop! You could save on all your everyday essentials – and those savings could go towards covering the cost of your monthly premium.
Better Rewards, better savings
Get from 20% off instantly on top of the promo price on 140+ of SA’s most-loved brands every time you shop! You could save on all your everyday essentials – and those savings could go towards covering the cost of your monthly premium.
Choose the cover you need
Choose The Best Gap Cover Plan For Your Needs
Base
From R219 per month
Our standard gap cover coverage covers tariff shortfalls up to an additional 500%, dental reconstruction and more, plus a hospital booster benefit that pays you a daily agreed benefit in the event of an accident or a premature birth.
Summit
From R300 per month
Summit gap cover plan offers the same great standard benefits as Base with a tariff shortfall up to an additional 600%. It also covers oncology (cancer treatment), certain out-of-hospital procedures, accidental casualty, child illness casualty and more.
| Age | Main Member p/m | Additional Adult p/m | Child p/m |
|---|---|---|---|
| <18 | R26 | ||
| 18-39 | R219 | R90 | R37 (dependants up to 26) |
| 40-49 | R261 | R112 | N/A |
| 50-59 | R325 | R148 | N/A |
| >60 | R386 | R212 | N/A |
| Age | Main Member p/m | Additional Adult p/m | Child p/m |
|---|---|---|---|
| <18 | R26 | ||
| 18-39 | R219 | R90 | R37 (dependants up to 26) |
| 40-49 | R261 | R112 | N/A |
| 50-59 | R325 | R148 | N/A |
| >60 | R386 | R212 | N/A |
| Age | Main Member p/m | Additional Adult p/m | Child p/m |
|---|---|---|---|
| <18 | R43 | ||
| 18-39 | R300 | R137 | R57 (dependants up to 26) |
| 40-49 | R334 | R159 | N/A |
| 50-59 | R388 | R198 | N/A |
| >60 | R511 | R304 | N/A |
| Age | Main Member p/m | Additional Adult p/m | Child p/m |
|---|---|---|---|
| <18 | R43 | ||
| 18-39 | R300 | R137 | R57 (dependants up to 26) |
| 40-49 | R334 | R159 | N/A |
| 50-59 | R388 | R198 | N/A |
| >60 | R511 | R304 | N/A |
Lifestyle
Benefits
Add Lifestyle Benefits to Your Cover
Increase your Better Rewards discount with Lifestyle Benefits: get from 20% off on 140+ of SA’s most-loved brands… Plus unlimited telephone, virtual, or face-to-face counselling from health professionals, financial and legal advice, and more.
Lifestyle Benefits are included in Medical Insurance and Gap Cover plans. Dis-Chem Health Accident Cover policyholders can sign up for Lifestyle Benefits for just R55 a month.
Add Lifestyle Benefits to Your Cover
Increase your Better Rewards discount with Lifestyle Benefits: get from 20% off on 140+ of SA’s most-loved brands… Plus unlimited telephone, virtual, or face-to-face counselling from health professionals, financial and legal advice, and more.
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Lifestyle Benefits are included in Medical Insurance and Gap Cover plans. Dis-Chem Health Accident Cover policyholders can sign up for Lifestyle Benefits for just R55 a month.
Gap Cover FAQs
Did you know that most health practitioners charge more than what your medical aid will pay out? And not just a little more – often five or six times as much.
What is Gap Cover?
Gap Cover is an insurance policy that pays the shortfall between what you are charged and what your medical aid pays. It safeguards your finances so you can focus on resting and getting better.
Does gap cover dependents?
Yes, your spouse and children (up to age 26) may be added as dependants onto your policy.
How do these shortfalls occur?
They occur when your surgeon or anaesthetist charges more than what your medical aid pays for a procedure or specific code. This is called a ‘tariff’ shortfall.
Dis-Chem Gap Cover brought to you by Dis-Chem Health, is available to existing members of a registered medical aid only. It is not available to Medical Insurance policyholders.
What is Gap Cover?
Did you know that most health practitioners charge more than what your medical aid will pay out? And not just a little more – often five or six times as much. Gap cover is an insurance policy that pays the shortfall between what you are charged and what your medical aid pays. It safeguards your finances so you can focus on resting and getting better.
Gap Cover brought to you by Dis-Chem Health is available to existing members of a registered medical aid only. It is not available to Medical Insurance policyholders.
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Your Questions, answered
Your Questions, answered
Everything you need to know about Gap Cover and more, in one place.
Everything you need to know about Gap Cover and more, in one place.