logo
Medical Health Insurance Plans | Dis-Chem Health

Private Day-to-Day Healthcare & Accident cover options

How can we help?

●  Would you like to do regular check-ups for your eyes and teeth, blood sugar, blood pressure etc?

●  Would you go to private doctors, dentists and eye doctors if you could afford it?

●  Are you worried that you can’t access life-saving private ambulance services and hospitals in the case of an accident or medical emergency?

●  Are you tired of waiting in lines at the clinic, or having to take time away from work?

Medical Insurance: Day-to-Day Cover

Medical Insurance: Additional Cover Options

Day-to-Day Cover: pricing per month

MyHealth CoreMyHealth Plus
Adults: R469
Adults: R649
Children: R329Children: R439

Accident Cover: pricing per month

Accident CoverExtended Accident Cover
Accident Cover OnlyPrincipal: R151Principal: R182
Adults: R206Adults: R237
Children: R114Children: R125

Medical Emergency Illness Buy-Up
(can only be bought with Accident Cover)

AdultsChildren
R64R39

Combine Accident Cover with a MyHealth Core or MyHealth Plus plan to save

medical insurance

Save by Combining

Combine MyHealth Core: Day-to-Day Cover (with Lifestyle Benefits)
+ Accident Cover

Adults: R527
Children: R343

medical insurance

Save by Combining

Combine MyHealth Plus: Day-to-Day Cover (with Lifestyle Benefits)
+ Accident Cover

Adults: R699
Children: R454

Combine Accident Cover, Lifestyle Benefits with the MyHealth Core or MyHealth Plus plans to Save

medical insurance strip

Save by Combining

Combine MyHealth Core: Day-to-Day Cover (with Lifestyle Benefits)
+ Extended Accident Cover
+ Medical Illness Buy-Up

Adults: R616
Children: R397

Dis-chem health plus

Save by Combining

Combine MyHealth Plus: Day-to-Day Cover (with Lifestyle Benefits)
+ Extended Accident Cover
+ Medical Illness Buy-Up

Adults: R788
Children: R508

Products can be bought with any combination

Introducing extra by Dis-Chem

extra by Dis-chem

Introducing extra, a rewards programme that gives Dis-Chem Health policyholders access to an immediate 20% discount on a variety of healthy and essential products, 365 days a year. This includes a basket of over 2500 health, home care, personal care, and baby products from leading brands, from all Dis-Chem stores and the Dis-Chem online store. Click here for more.

Introducing extra by Dis-Chem

Introducing extra, a rewards programme that gives Dis-Chem Health policyholders access to an immediate 20% discount on a variety of healthy and essential products, 365 days a year. This includes a basket of over 2500 health, home care, personal care, and baby products from leading brands, from all Dis-Chem stores and the Dis-Chem online store. Click here for more.

extra by Dis-chem
#

Your Questions, Answered (FAQs)

#

What is Medical Insurance?

Medical insurance is a type of insurance that you take up, in order for medical expenses to be covered in the event that you need medical care and attention. The benefit of having medical insurance is that it allows you to take care of your health without worrying about the medical cost. Medical insurance does not offer the same benefits as a medical aid and is not a substitute for it. However, medical insurance is a worthwhile option if you cannot afford medical aid.

What is the difference between Medical Aid and Medical Insurance?

Medical Aid covers a large list of expenses including hospital visits, treatments and medicine. These costs are covered based on the rules of the Medical Aid and the Medical Aid plan type you have. Medical Insurance is a tool that gives you access to private healthcare for day-to-day medical needs, at an affordable price. The costs of a plan are based on the number of benefits available, including limits and exclusions. Medical Insurance is not a Medical Aid and the cover is not the same as that of a Medical Aid.

What are the main differences between the MyHealth Core and MyHealth Plus Plans?

The main difference between the two plans is the type of coverage you receive from your plan. The MyHealth Plus plan for example, is more robust and comprehensive in its coverage, offering Unlimited access to doctors, and specialist visits including Paediatricians, Gynaecologists and more. The MyHealth Plus plan also offers Chronic Medication for 27 conditions, as opposed to 7 on MyHealth Core. Review our convenient plan tables on the MyHealth Core and MyHealth Plus pages for an overview of what each plan covers and reach out to a broker consultant who can help you make the right decision.

What does an Accident Plan cover?


Accident Cover Plans are designed to cover you in the case of a medical emergency due to an accident, heart attack or stroke. This means that if you are in an accident (or having a heart attack or stroke), you will get the emergency help you need, this includes access to casualty for stabilisation.

 

In the event of hospitalisation, the insured party is covered for up to R380,000 per event, or R1,500,000 per event if you choose the Extended Accident Cover option. Annual limits also apply.

 

This cover includes and Medical Emergency Illness Buy-Up that gives you access to Casualty and In-Hospital treatments in the case of a Medical Emergency due to a defined list of 13 conditions:

  • Aortic aneurism
  • Acute appendicitis – (swollen appendix)
  • Acute asthma attack / allergic reaction
  • Acute inflammation of gall bladder
  • Acute pancreatitis – swollen pancreas
  • Acute renal (kidney) failure
  • Acute respiratory distress syndrome
  • Acute respiratory failure
  • Dehydration
  • Ectopic pregnancy
  • Fit or seizure
  • Kidney stones
  • Pulmonary embolism (blood clot in lungs)

Can I insure other people?

Yes, you can. We have made it easy for you look after family or home assistance staff when it comes to their health. Access to private healthcare is something that can positively change the lives of anyone who supports you at home or someone you care for. You can do all this from just R15 a day for an adult and R11 a day per child.

How much is Medical Insurance?

The cost of medical insurance is determined by the type of insurance plan you are on, and the number of dependents attached to the plan. Our medical insurance plans start from as little as R469 per month for Day-to-Day Cover for the principal policyholder, with child dependents at R329 per month.You can choose to combine any covers together and there is a saving if you combine Day-to-Day Cover with Accident Cover, which is the most popular cover type. For example if you take the MyHealth Plus Day-to-Day Cover with Accident Cover, it’s R699 per month for Adults, and R454 per month for Children.

call back dis-chem

Want to take out a policy?

Get a Broker to call you back!

Existing Policy Holder? Click here. To check your price, click here.

By filling in your details you agree to our Privacy Policy

"*" indicates required fields

Hidden
Hidden
Hidden
Hidden
Hidden
Names*
Names*