We’ll cover:

• Netcare 911 ambulance transportation to a network hospital in the event of accidental harm
• Unlimited stabilisations by Netcare 911 at the scene of an accident

Note: Transportation limited to road transport only. Medical emergencies due to illness will be transported to a state facility.

We’ll cover

• Emergency services provided in a hospital casualty department following a medical emergency due to accidental harm

We’ll cover

• In-patient services in the event of a medical emergency due to accidental harm
• Accident Cover limits: R380,000 per event; R1.5m max per insured person per year
• Extended Accident Cover: R1.5m per event; R2.5m per insured person per year

We’ll cover

• Accidental death cover:
- Agreed benefit payout in the event of accidental death
- Children up to 6 years: 
R20,000
- All other insured parties: 
R25,000 (or R35,000 on Standard Extended Accident Cover)
• Permanent disability cover:
- Agreed benefit payout in the event of total permanent disability due to an accident  
- Children up to 17 years: No cover
- Insured parties 18 years and older: R25,000

This is an optional add-on cover which extends your in-hospital Medical Emergency cover for a list of 12 Qualifying Conditions. You can only purchase the Medical Emergency Illness Buy-Up as part of an Accident Cover Policy and it cannot be purchased on its own.

• Aortic aneurism
• Acute appendicitis
• Acute asthma attack/allergic reaction
• Acute inflammation of the gall bladder (cholecystitis)
• Acute pancreatitis
• Acute renal failure
• Acute respiratory distress syndrome
• Acute respiratory failure
• Dehydration
• Ectopic pregnancy
• Fit or seizure
• Pulmonary embolism