*Dis-Chem Health is not a Medical Scheme or an Insurer
Standard Accident Cover
Cover in the case of a medical emergency due to an accident from just R146/month for adults and R79/month for children.
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Do you need cover at private hospitals for medical emergencies due to accidents or illness?*
Standard Accident Cover
With Dis-Chem Health Standard Accident Cover, look after your family in the case of an accidental emergency from R146/month for adults and R79/month for children. Included are emergency casualty visits, hospitalisation for accidents in a private hospital, ambulance services and emergency stabilisation. The Standard Extended Accident cover is more comprehensive and gives you greater levels of cover from R166/month for adults.
You can choose to also add the Medical Emergency Illness Buy-Up for an additional R64 per adult and R39 per child.
You can also add Lifestyle Benefits for an additional R55/month. Benefits include: family, legal and financial counselling as well as extra by Dis-Chem rewards programme.
Standard Accident Cover pricing per month
Standard Accident Cover
Principal: R110
Adults: R146
Children: R79
Standard Extended Accident Cover
Principal: R131
Adults: R166
Children: R87
Standard Accident Cover Combination pricing per month
Standard Accident Cover | Standard Extended Accident Cover | |
---|---|---|
Standard Accident Cover + Lifestyle Benefits at R55 | Principal: R165 Adults: R146 Children: R79 | Principal: R186 Adults: R166 Children: R87 |
Standard Accident Cover + Medical Emergency Illness Buy-Up | Principal: R174 Adults: R210 Children: R118 | Principal: R195 Adults: R230 Children: R126 |
Standard Accident Cover + Medical Emergency Illness Buy-Up + Lifestyle Benefits at R55 | Principal: R229 Adults: R210 Children: R118 | Principal: R250 Adults: R230 Children: R126 |
Standard Accident Cover |
Standard Extended Accident Cover |
Standard Accident Cover | |
+ Lifestyle Benefits at R55 | |
Principal | |
R165 | R186 |
Adults | |
R146 | R166 |
Children | |
R79 | R87 |
Standard Accident Cover | Standard Extended Accident Cover |
Standard Accident Cover | |
+ Medical Emergency Illness Buy-Up | |
Principal | |
R174 | R195 |
Adults | |
R210 | R230 |
Children | |
R118 | R126 |
Standard Accident Cover | Standard Extended Accident Cover |
Standard Accident Cover | |
+ Medical Emergency Illness Buy-Up | |
+ Lifestyle Benefits at R55 | |
Principal | |
R229 | R250 |
Adults | |
R210 | R230 |
Children | |
R118 | R126 |
Your Benefits
Ambulance and Stabilisation
Netcare 911 ambulance transportation and stabilisations
Ambulance and Stabilisation
- Netcare 911 ambulance transportation
- Insured persons will be transported to a network hospital in the event of an accidental emergency.
- Unlimited stabilisations at the scene of the accident by Netcare 911
- All other medical emergencies due to illness will be transported to a state facility unless the buy-up option has been purchased
- Limited to road transport
*Refer to policy limits
Emergency Department Visits
Private emergency casualty care
Emergency Department Visits
This benefit covers emergency services provided in a hospital casualty following a medical emergency due to accidental harm
- Standard Accident Cover: R20,000 per event per insured party
- Standard Extended Accident Cover: R30,000 per event per insured party
*Refer to policy limits
Hospitalisation for Accidents
Private In-Hospital treatment for Accidents
Hospitalisation for Accidents
The in-hospital benefit covers in-patient services in the event of a medical emergency due to accidental harm
- Standard Accident Cover: R380,000 per event, and R1,500,000 per insured party per year
- Standard Extended Accident Cover: this benefit is increased to R1,5m per event, and R2,5m per insured party per year
*This is a summary of the Accident Cover benefits. Sub-limits apply to certain benefits
*Refer to policy limits
Medical Emergency Illness Buy-Up:
Access ambulance, casualty and In-hospital treatment for Illness Emergencies
Medical Emergency Illness Buy-Up:
Cover in the case of 13 qualifying Medical Emergencies due to illness if the Buy-Up is purchased:
- Ambulance transport to a private facility
- Emergency casualty visits due to illness: treated in casualty wards, up to R30,000 per event per insured person
- In-Hospital treatment due to Illness: Limited to R380,000 per event & R1.5m per year.
- Obtain authorisation from Netcare 911
*This Buy-Up option can only be selected as an add-on to Accident Cover
*All treatments need to happen in a network provider facility
Death and Disability Cover
R25,000 cover for adults
Death and Disability Cover
Accidental death cover:
Payment in the event of accidental death:
- Children below 6: R20,000
- All others: R25,000
Permanent disability cover:
In the case of total permanent disability because of an accident, a lump sum will be paid:
- Insured parties up to 17 years: No cover
- Insured parties 18 years and older: R25,000
*Refer to policy limits
Lifestyle Benefits
Access to family counselling, legal or financial advice and more
Family, Legal and Financial Counselling
Part of the Lifestyle Benefits at R55 | month
- Counselling from health professionals – unlimited telephonic, virtual or face-to-face counselling
- Children and teenager support
- Life, parent, and career coaching
- Financial and legal advice
- Health-on-line – 24hr health advice line
*These are non-insurance services
Offered by Kaelo. Learn More
extraRewards
20% off over 2,500 products for policyholders
extraRewards
Part of the Lifestyle Benefits at R55 | month
A rewards programme that gives policyholders access to immediate 20% discount on basket of over 2,500 health, home care, personal care, and baby products from leading brands.
Available at Dis-Chem stores and Dis-Chem online.
*These are non-insurance services offered by Kaelo.
*See more detail
Standard Accident Cover | Standard Extended Accident Cover | |
---|---|---|
Standard Accident Cover | Principal: R110 Adults: R146 Children R79 | Principal: R131 Adults: R166 Children R87 |
Emergency Department Visits | R20,000 per event | R30,000 per event |
In-Hospital Cover | R380,000 per event | R1,500,000 per event |
Ambulance & Stabilisation | ||
Accidental Death & Disability benefit | Children under 6: R20,000 All others: R25,000 per insured | Children under 6: R20,000 All others: R35,000 per insured |
Medical Emergency Stabilisations | ||
Medical Emergency Illness Buy-Up - 13 qualifying conditions | Adults: R64 Children: R39 | Adults: R64 Children: R39 |
Medical Emergency Casualty Visits & In-Hospital Treatment | R30,000 Per event | R30,000 Per event |
Medical Emergency Ambulance Transport to state | R380,000 Per event | R380,000 Per event |
Lifestyle Benefits | Principal: R55 | Principal: R55 |
Counselling from Health Professionals | ||
Children & Teenager Support | ||
Life, Parent, Career & Leadership Coaching | ||
Financial & Legal Advice | ||
Netcare 911 24hr medical advice line 082 911 | ||
Road Accident Fund claim assistance | ||
Workman’s Compensation claim assistance | ||
extra by Dis-Chem (20% discount on >2,500 products) | ||
Note that annual limits & sub-limits apply | Refer to Policy Document | Refer to Policy Document |
Accident Cover | Extended Accident Cover |
Principal: R110 Adults: R146 Children R79 |
Principal: R131 Adults: R166 Children R87 |
Emergency Department Visits | |
R20,000 per event | R30,000 per event |
In-Hospital Cover | |
R380,000 per event | R1,500,000 per event |
Ambulance & Stabilisations | |
Medical Emergency Casualty Visists & In-Hospital Treatment | |
R30,000 per event | R30,000 per event |
Medical Emergency Casualty Visits & In-Hospital | |
Adults: R64 Children: R39 |
Adults: R64 Children: R39 |
Medical Emergency Casualty Visits & In-Hospital Treatment | |
R30,000 per event | R30,000 per event |
Medical Emergency Ambulance Transport to state | |
R380,000 Per event | R380,000 Per event |
Lifestyle Benefits | |
Counselling from Health Professionals | |
Children and Teenager Support | |
Life, Parent, Career & Leadership Coaching | |
Financial & Legal Advice | |
Netcare 911 24hr medical advice line 082 911 | |
Road Accident Fund claim assistance | |
Workman’s Compensation claim assistance | |
extra by Dis-Chem (20% discount on >2,500 products) | |
Note that annual limits & sub-limits apply | |
Refer to Policy Document | Refer to Policy Document |
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