logo
Personal Accident Cover - Welcome to Dischem Health

Get Accident Cover from R120 per month

Rest easy, knowing you’re covered if the worst happens. Get Accident Cover should you need emergency hospitalisation due to an accident.

Dis-Chem Health is not a Medical Scheme or an Insurer

"*" indicates required fields

Get Accident Cover

Fill in your details and we'll call you back.
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form

Get Accident Cover from R120 per month

Rest easy, knowing you’re covered if the worst happens. Get Accident Cover should you need emergency hospitalisation due to an accident.

Accident cover for mobile view

"*" indicates required fields

Get Accident Cover

Fill in your details and we'll call you back.
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form

Dis-Chem Health is not a Medical Scheme or an Insurer

Extra rewards Desktop

Rewards that pay off

Save up to R600 a month with Dis-Chem extraRewards! As a Dis-Chem Health policyholder, you get an instant 20% discount on thousands of everyday essentials at Dis-Chem. That means your extraRewards savings could go towards covering the cost of your monthly premium. Now that’s extra!

Extra rewards Mobile
extra-rewards

Rewards that pay off

Save up to R600 a month with Dis-Chem extraRewards! As a Dis-Chem Health policyholder, you get an instant 20% discount on thousands of everyday essentials at Dis-Chem. That means your extraRewards savings could go towards covering the cost of your monthly premium. Now that’s extra!

What will you be covered for?

What will you be covered for?

Ambulance and stabilisation

We’ll cover:

  • Netcare 911 ambulance transportation to a network hospital in the event of accidental harm
  • Unlimited stabilisations by Netcare 911 at the scene of an accident

Note: Transportation limited to road transport only. Medical emergencies due to illness will be transported to a state facility.

Emergency department visits

We’ll cover

  • Emergency services provided in a hospital casualty department following a medical emergency due to accidental harm

Hospitalisation for accidents

We’ll cover

  • In-patient services in the event of a medical emergency due to accidental harm
  • Accident Cover limits: R380,000 per event; R1.5m max per insured person per year
  • Extended Accident Cover: R1.5m per event; R2.5m per insured person per year

Accidental death and disability benefit

We’ll cover

  • Accidental death cover:
- Lump sum payout in the event of accidental death
- Children up to 6 years: 
R20,000
- All other insured parties: 
R25,000 (or R35,000 on Standard Extended Accident Cover)
  • Permanent disability cover:
- Lump sum payout in the event of total permanent disability due to an accident  
- Children up to 17 years: No cover
- Insured parties 18 years and older: R25,000

What does Accident Cover cost?

Take out Accident Cover on its own, or bundle it with other options and save!

What does Accident Cover cost?

Take out Accident Cover on its own, or bundle it with other options and save!

Main Member p/m
Child p/m
Accident Cover R120 R90
Extended Accident Cover R145 R95
Accident Cover + Lifestyle Benefits (R55) R175 R90
Extended Accident Cover + Lifestyle Benefits (R55) R200 R95
Main Member p/m
Child p/m
Accident Cover
R120 R90
Extended Accident Cover
R145 R95
Accident Cover + Lifestyle Benefits (R55)
R175 R90
Extended Accident Cover + Lifestyle Benefits (R55)
R200 R95

Why choose Extended Accident Cover?

Why choose Extended Accident Cover?

Accident Cover
Extended Accident Cover
Emergency Department visits
R20,000 per event
R30,000 per event
In-hospital cover
R380,000 per event
R1.5m per event
Ambulances and stabilisation
Accidental Death benefit
R25,000
R35,000
Accident Cover
Extended Accident Cover
Emergency Department visits
R20,000 per event R30,000 per event
In-hospital cover
R380,000 per event R1.5m per event
Ambulances and stabilisation
Accidental Death benefit
R25,000 R35,000

Lifestyle
Benefits

Get Lifestyle Benefits with Gap or Accident cover and access extraRewards

From extraRewards to counselling, financial and legal advice and more, our Lifestyle Benefits help you live your best life.

The cost of Lifestyle Benefits is included in the Medical Insurance plans.

Lifestyle benefits with Dis-Chem Health

Lifestyle Benefits

Get Lifestyle Benefits with Gap or Accident cover and access extraRewards

From extraRewards to counselling, financial and legal advice and more, our Lifestyle Benefits help you live your best life.

The cost of Lifestyle Benefits is included in the Medical
Insurance plans.

What is Accident Cover?

Accident Cover ensures that you can afford the cost of a private hospital in case of emergency. It covers you for emergency casualty visits, hospitalisation after an accident, ambulance services and emergency stabilisation. Upgrade to Extended Accident Cover for a more comprehensive plan.

Accident Cover vs Medical Insurance

Medical Insurance powered by Dis-Chem Health covers your day-to-day medical expenses, like GP visits and medication. Accident Cover is there for you if you’re admitted to hospital after an accident or (depending on your cover) serious illness.

What is accident cover by Dis-Chem Health
What is accident cover - mobile view

What is Accident Cover?

Accident Cover ensures that you can afford the cost of a private hospital in case of emergency. It covers you for emergency casualty visits, hospitalisation after an accident, ambulance services and emergency stabilisation. Upgrade to Extended Accident Cover for a more comprehensive plan.

Accident Cover vs Medical Insurance

Medical Insurance powered by Dis-Chem Health covers your day-to-day medical expenses, like GP visits and medication. Accident Cover is there for you if you’re admitted to hospital after an accident or (depending on your cover) serious illness.

Buying for someone else?

We make it easy for you to get Medical Insurance or Accident Cover for a family member or your home assistance staff.

Buying for someone else?

We make it easy for you to get Medical Insurance or Accident Cover for a family member or your home assistance staff.

Get a Free Quote

Fill in your details and we’ll call you back.

"*" indicates required fields

This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is hidden when viewing the form