Get Base Gap Cover from R152 per month
Rest and get better knowing you’re covered for an additional 500% of medical aid rates, plus so much more.
Dis-Chem Health is not a Medical Scheme or an Insurer
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Get Base Gap Cover from R152 per month
Rest and get better knowing you’re covered for an additional 500% of medical aid rates, plus so much more.
"*" indicates required fields
Dis-Chem Health is not a Medical Scheme or an Insurer
Rewards that pay off
Save up to R600 a month with Dis-Chem extraRewards! As a Dis-Chem Health policyholder, you get an instant 20% discount on thousands of everyday essentials at Dis-Chem. That means your extraRewards savings could go towards covering the cost of your monthly premium. Now that’s extra!
Rewards that pay off
Save up to R600 a month with Dis-Chem extraRewards! As a Dis-Chem Health policyholder, you get an instant 20% discount on thousands of everyday essentials at Dis-Chem. That means your extraRewards savings could go towards covering the cost of your monthly premium. Now that’s extra!
Explore Base
Explore Base
Tariff shortfalls
Covers the difference between a specialist’s fee and what your medical scheme pays. Limited to an additional 500% of the medical scheme tariff.
Examples of procedures in hospital:
Childbirth
Basic dentistry
Tonsil removal
Broken bones
Sub-limit shortfalls
Examples of such procedures:
Internal prosthetics
Pacemakers
Implants
Joint replacements
Dental reconstruction benefit
- For dental reconstruction surgery that is required as a direct result of either accidental harm or oncology treatment.
- Covers the difference between what the specialist charges and the medical aid paid.
- Limited to 2 events per family annually and a maximum of R45,700.
Accidental death and disability cover
Lump sum payments
A lump sum payment in the case of accidental death or permanent disability due to an accident. The following limits apply:
Children up to 6 years:
R20,000
All other insured parties: R30,000
Contribution Waiver
Your medical scheme contributions will be covered for
6 months up to a maximum of R35,500 where the policyholder is the principal member of the medical scheme.
Hospital Booster
- Daily lump sum payments for hospital admission related to an accident or premature birth.
- Maximum 2 hospital episodes, R28,500 per family per year
Payments:
- R412 per day, from Day 1–13 (inclusive)
- R803 per day, from Day 14–20 (inclusive)
- R1,555 per day, from Day 21–30 (inclusive)
What does Base cost?
What does Base cost?
| Age | Main Member | Additional Adult | Child |
|---|---|---|---|
| >18 | R23 | ||
| 18-39 | R152 | R78 | R33 (dependants up to 26) |
| 40-49 | R190 | R104 | N/A |
| 50-59 | R252 | R138 | N/A |
| >60 | R309 | R198 | N/A |
| Age | Main Member | Additional Adult | Child |
|---|---|---|---|
| >18 | R23 | ||
| 18-39 | R152 | R78 | R33 (dependants up to 26) |
| 40-49 | R190 | R104 | N/A |
| 50-59 | R252 | R138 | N/A |
| >60 | R309 | R198 | N/A |
Base vs Summit
Base vs Summit
Base |
Summit |
|
|---|---|---|
| How much does each plan pay out? | An additional 500% of medical aid rates |
An additional 600% of medical aid rates |
| Are out-of-hospital shortfalls covered? | ✓ |
✓ |
| Can I claim back co-payments and deductibles required by my medical aid? | ✕ |
✓ |
| Are sub-limit shortfalls covered? | Up to R34,450
Up to R68,370 | |
| Dental reconstruction as a result of an accident or cancer treatment | Up to R45,700 |
Up to R49,900 |
| Hospital Booster: daily lump sum in the event of an accident or a premature birth | Up to R28,500 |
Up to R29,300 |
| Oncology | ✕ |
✓ |
| Accidental casualty: Covers you for broken bones, falls and cuts | ✕ |
Up to R19,550 per event |
| Family Booster benefit | ✕ |
R15,900 for premature birth |
| Child casualty illness | ✕ |
✓ |
Base |
Summit |
|
|---|---|---|
How much does each plan pay out? |
An additional 500% of medical aid rates | An additional 600% of medical aid rates |
Are out-of-hospital shortfalls covered? |
✓ | ✓ |
Can I claim back co-payments and deductibles required by my medical aid? |
✕ | ✓ |
Are sub-limit shortfalls covered? |
Up to R34,450 | Up to R68,370 |
Dental reconstruction as a result of an accident or cancer treatment |
Up to R45,700 | Up to R49,900 |
Hospital Booster: daily lump sum in the event of an accident or a premature birth |
Up to R28,500 | Up to R29,300 |
Oncology |
✕ | ✓ |
Accidental casualty: Covers you for broken bones, falls and cuts |
✕ | Up to R19,550 per event |
Family Booster benefit |
✕ | R15,900 for premature birth |
Child casualty illness |
✕ | ✓ |
Why choose Base?
While you may think your medical aid is sufficient to take care of your health, you could still be looking at a large bill when you’re discharged from hospital. It’s difficult to rest and recover when you’ve got that financial stress looming over you. Base Gap Cover takes care of the shortfall on your medical bills so you can focus on resting.
What does Base? cover?
Base covers tariff shortfalls of an additional 500%, dental reconstruction and more, plus a Hospital Booster benefit that pays you a daily lump sum in the event of an accident or a premature birth.
Why choose Base?
While you may think your medical aid is sufficient to take care of your health, you could still be looking at a large bill when you’re discharged from hospital. It’s difficult to rest and recover when you’ve got that financial stress looming over you. Base Gap Cover takes care of the shortfall on your medical bills so you can focus on resting.
What does Base? cover?
Base covers tariff shortfalls of an additional 500%, dental reconstruction and more, plus a Hospital Booster benefit that pays you a daily lump sum in the event of an accident or a premature birth.
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